V Gokula Krishnan, A Dinesh, S Prem Rajendran, and T S Sundeep. “Integration of Multi-Cloud Deployment With Multi Bank & User Smart Card”. International Journal of Advance Research in Engineering, Science & Technology 5, no. 3 (March 25, 2018): 652–658. Accessed October 20, 2025. https://ijarest.org/index.php/ijarest/article/view/1307.